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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,477 | $93,117-50.1% | $77,096-39.7% | $134,532-65.5% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -17.53% | 62.67%-80.2pp | 42.35%-59.9pp | 418.27%-435.8pp |
| Employer contribution / active EE | $2,963 | $3,420-13.4% | $2,814+5.3% | $4,741-37.5% |
| Participant deferral / active EE | $11,128 | $5,241+112.3% | $4,429+151.2% | $6,401+73.8% |
| Admin fee / account holder | $1,458 | $6,948-79.0% | $5,428-73.2% | $11,429-87.2% |