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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,067 | $211,946-90.1% | $169,452-87.6% | $135,379-84.4% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -8.06% | 3.26%-11.3pp | 1.83%-9.9pp | 519.79%-527.9pp |
| Employer contribution / active EE | $7,815 | $5,117+52.7% | $4,157+88.0% | $4,779+63.5% |
| Participant deferral / active EE | $9,103 | $6,075+49.8% | $5,277+72.5% | $5,609+62.3% |
| Admin fee / account holder | $799 | $11,472-93.0% | $9,110-91.2% | $10,828-92.6% |