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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL Service code 15 · EIN 36-6071399 | Recordkeeping | $828 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,652 | $59,328+96.6% | $118,914-1.9% | $73,497+58.7% |
| Participation rate | 43.3% | 62.3%-18.9pp | 75.4%-32.1pp | 70.7%-27.3pp |
| Annual return | 16.30% | 19.13%-2.8pp | 35.89%-19.6pp | 28.51%-12.2pp |
| Employer contribution / active EE | $2,572 | $1,803+42.6% | $3,264-21.2% | $2,270+13.3% |
| Participant deferral / active EE | $3,162 | $2,604+21.4% | $4,266-25.9% | $3,740-15.5% |
| Admin fee / account holder | $17 | $600-97.2% | $6,582-99.7% | $513-96.8% |