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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,843 | $96,678-53.6% | $86,640-48.2% | $139,466-67.8% |
| Participation rate | 87.5% | 74.4%+13.1pp | 71.7%+15.8pp | 80.3%+7.2pp |
| Annual return | 13.44% | 106.69%-93.3pp | 592.52%-579.1pp | 373.66%-360.2pp |
| Employer contribution / active EE | $1,391 | $3,265-57.4% | $3,024-54.0% | $4,754-70.7% |
| Participant deferral / active EE | $2,980 | $4,837-38.4% | $4,438-32.8% | $6,712-55.6% |
| Admin fee / account holder | $1,387 | $6,410-78.4% | $5,616-75.3% | $11,409-87.8% |