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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,750 | $102,696-73.0% | $86,235-67.8% | $139,487-80.1% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 14.62% | 1925.91%-1911.3pp | 1170.03%-1155.4pp | 373.84%-359.2pp |
| Employer contribution / active EE | $6,995 | $3,034+130.6% | $2,381+193.8% | $4,755+47.1% |
| Participant deferral / active EE | $2,103 | $4,679-55.0% | $3,987-47.2% | $6,713-68.7% |
| Admin fee / account holder | $302 | $8,667-96.5% | $6,856-95.6% | $11,407-97.4% |