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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $481,635 | $199,109+141.9% | $173,730+177.2% | $154,746+211.2% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 16.91% | 20.02%-3.1pp | 19.96%-3.0pp | 172.34%-155.4pp |
| Employer contribution / active EE | $3,325 | $5,311-37.4% | $4,577-27.4% | $4,379-24.1% |
| Participant deferral / active EE | $7,421 | $7,113+4.3% | $6,326+17.3% | $6,730+10.3% |
| Admin fee / account holder | $3,045 | $20,916-85.4% | $17,523-82.6% | $14,365-78.8% |