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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $481,635 | $178,174+170.3% | $156,181+208.4% | $137,256+250.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 16.91% | 84.19%-67.3pp | 64.87%-48.0pp | 220.34%-203.4pp |
| Employer contribution / active EE | $3,325 | $4,972-33.1% | $4,294-22.6% | $4,156-20.0% |
| Participant deferral / active EE | $7,421 | $6,888+7.7% | $6,132+21.0% | $6,407+15.8% |
| Admin fee / account holder | $3,045 | $17,404-82.5% | $14,586-79.1% | $12,270-75.2% |