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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $481,635 | $254,759+89.1% | $216,567+122.4% | $198,609+142.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 16.91% | 10.04%+6.9pp | 12.94%+4.0pp | 202.70%-185.8pp |
| Employer contribution / active EE | $3,325 | $6,096-45.5% | $5,216-36.3% | $5,055-34.2% |
| Participant deferral / active EE | $7,421 | $6,948+6.8% | $6,191+19.9% | $6,977+6.4% |
| Admin fee / account holder | $3,045 | $26,311-88.4% | $21,981-86.1% | $19,030-84.0% |