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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,752 | $110,212-44.0% | $96,534-36.0% | $139,466-55.7% |
| Participation rate | 42.9% | 78.1%-35.3pp | 76.0%-33.1pp | 80.3%-37.5pp |
| Annual return | 14.12% | 26.42%-12.3pp | 25.88%-11.8pp | 373.66%-359.5pp |
| Employer contribution / active EE | $0 | $3,620-100.0% | $2,965-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $4,123 | $5,547-25.7% | $4,851-15.0% | $6,712-38.6% |
| Admin fee / account holder | $121,431 | $11,599+946.9% | $8,253+1371.3% | $11,409+964.4% |