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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,157 | $78,707+70.5% | $117,861+13.8% | $70,126+91.3% |
| Participation rate | 84.2% | 73.2%+11.0pp | 79.7%+4.5pp | 69.5%+14.7pp |
| Annual return | 23.81% | 23.30%+0.5pp | 335.11%-311.3pp | 73.15%-49.3pp |
| Employer contribution / active EE | $2,019 | $2,223-9.2% | $3,786-46.7% | $2,343-13.8% |
| Participant deferral / active EE | $7,071 | $3,297+114.4% | $4,482+57.8% | $3,332+112.2% |
| Admin fee / account holder | $464 | $5,066-90.8% | $8,021-94.2% | $4,645-90.0% |