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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,454 | $80,984+62.3% | $96,569+36.1% | $75,173+74.9% |
| Participation rate | 67.8% | 71.8%-4.0pp | 76.0%-8.2pp | 67.2%+0.6pp |
| Annual return | 19.52% | 27.05%-7.5pp | 25.87%-6.3pp | 160.65%-141.1pp |
| Employer contribution / active EE | $1,982 | $2,282-13.1% | $2,965-33.1% | $2,670-25.8% |
| Participant deferral / active EE | $5,775 | $3,929+47.0% | $4,851+19.0% | $4,126+40.0% |
| Admin fee / account holder | $925 | $6,720-86.2% | $8,251-88.8% | $5,651-83.6% |