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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,875 | $199,109-85.5% | $173,730-83.4% | $154,746-81.3% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 13.67% | 20.02%-6.4pp | 19.96%-6.3pp | 172.34%-158.7pp |
| Employer contribution / active EE | $1,537 | $5,311-71.1% | $4,577-66.4% | $4,379-64.9% |
| Participant deferral / active EE | $1,537 | $7,113-78.4% | $6,326-75.7% | $6,730-77.2% |
| Admin fee / account holder | $961 | $20,916-95.4% | $17,523-94.5% | $14,365-93.3% |