Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,106 | $81,403-76.5% | $147,027-87.0% | $87,485-78.2% |
| Participation rate | 28.3% | 63.4%-35.1pp | 73.7%-45.4pp | 68.9%-40.6pp |
| Annual return | 17.33% | 16.51%+0.8pp | 20.23%-2.9pp | 26.06%-8.7pp |
| Employer contribution / active EE | $166 | $2,205-92.5% | $3,626-95.4% | $2,596-93.6% |
| Participant deferral / active EE | $1,371 | $3,315-58.7% | $4,933-72.2% | $4,274-67.9% |
| Admin fee / account holder | $1,887 | $6,755-72.1% | $12,223-84.6% | $7,775-75.7% |