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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,460 | $136,860+89.6% | $120,344+115.6% | $154,746+67.7% |
| Participation rate | 88.9% | 79.9%+9.0pp | 76.7%+12.2pp | 80.7%+8.2pp |
| Annual return | 13.98% | 21.38%-7.4pp | 20.30%-6.3pp | 172.34%-158.4pp |
| Employer contribution / active EE | $5,061 | $3,533+43.3% | $3,020+67.6% | $4,379+15.6% |
| Participant deferral / active EE | $16,851 | $5,793+190.9% | $5,135+228.2% | $6,730+150.4% |
| Admin fee / account holder | $25,325 | $15,393+64.5% | $12,742+98.8% | $14,365+76.3% |