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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,460 | $124,425+108.5% | $112,040+131.6% | $137,256+89.0% |
| Participation rate | 88.9% | 79.3%+9.6pp | 76.5%+12.4pp | 80.0%+8.9pp |
| Annual return | 13.98% | 24.72%-10.7pp | 24.52%-10.5pp | 220.34%-206.4pp |
| Employer contribution / active EE | $5,061 | $3,411+48.4% | $2,954+71.3% | $4,156+21.8% |
| Participant deferral / active EE | $16,851 | $5,718+194.7% | $5,098+230.6% | $6,407+163.0% |
| Admin fee / account holder | $25,325 | $15,207+66.5% | $12,098+109.3% | $12,270+106.4% |