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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,539 | $157,304+17.3% | $141,197+30.7% | $152,909+20.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 20.61% | 64.34%-43.7pp | 71.41%-50.8pp | 345.46%-324.9pp |
| Employer contribution / active EE | $5,043 | $5,263-4.2% | $4,736+6.5% | $4,764+5.9% |
| Participant deferral / active EE | $15,746 | $7,111+121.4% | $6,710+134.6% | $5,851+169.1% |
| Admin fee / account holder | $5,971 | $12,126-50.8% | $10,265-41.8% | $11,601-48.5% |