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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,054 | $79,955-39.9% | $98,461-51.2% | $75,173-36.1% |
| Participation rate | 97.5% | 70.4%+27.1pp | 75.2%+22.3pp | 67.2%+30.3pp |
| Annual return | 16.40% | 19.75%-3.3pp | 21.17%-4.8pp | 160.72%-144.3pp |
| Employer contribution / active EE | $366 | $2,264-83.8% | $3,049-88.0% | $2,671-86.3% |
| Participant deferral / active EE | $2,368 | $3,752-36.9% | $4,738-50.0% | $4,126-42.6% |
| Admin fee / account holder | $1,938 | $6,841-71.7% | $8,961-78.4% | $5,651-65.7% |