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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,240 | $89,259+20.1% | $107,1870% | $82,637+29.8% |
| Participation rate | 96.2% | 67.9%+28.2pp | 75.0%+21.1pp | 68.1%+28.1pp |
| Annual return | 18.08% | 21.02%-2.9pp | 204.55%-186.5pp | 53.51%-35.4pp |
| Employer contribution / active EE | $3,181 | $3,080+3.3% | $3,782-15.9% | $2,552+24.7% |
| Participant deferral / active EE | $8,104 | $4,037+100.7% | $5,096+59.0% | $4,126+96.4% |
| Admin fee / account holder | $1,700 | $7,381-77.0% | $9,162-81.4% | $7,339-76.8% |