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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,445 | $217,432-67.6% | $185,849-62.1% | $167,536-58.0% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 6.81% | 148.42%-141.6pp | 122.10%-115.3pp | 478.82%-472.0pp |
| Employer contribution / active EE | $9,161 | $5,875+55.9% | $5,169+77.3% | $4,839+89.3% |
| Participant deferral / active EE | $15,813 | $6,357+148.7% | $5,569+183.9% | $6,342+149.3% |
| Admin fee / account holder | $2,106 | $19,818-89.4% | $16,244-87.0% | $12,315-82.9% |