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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,594 | $183,539-52.8% | $155,556-44.3% | $145,897-40.6% |
| Participation rate | 92.9% | 82.7%+10.1pp | 78.2%+14.6pp | 80.3%+12.6pp |
| Annual return | 12.73% | 61.31%-48.6pp | 64.84%-52.1pp | 552.29%-539.6pp |
| Employer contribution / active EE | $2,360 | $5,315-55.6% | $4,675-49.5% | $4,663-49.4% |
| Participant deferral / active EE | $9,035 | $6,467+39.7% | $5,631+60.5% | $6,689+35.1% |
| Admin fee / account holder | $465 | $19,275-97.6% | $15,885-97.1% | $13,390-96.5% |