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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,253 | $98,776+158.4% | $149,745+70.5% | $79,856+219.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 21.97% | 27.38%-5.4pp | 276.72%-254.7pp | 31.71%-9.7pp |
| Employer contribution / active EE | $4,765 | $3,217+48.1% | $4,646+2.6% | $2,471+92.8% |
| Participant deferral / active EE | $14,983 | $5,681+163.7% | $6,843+118.9% | $3,741+300.5% |
| Admin fee / account holder | $4,731 | $6,053-21.8% | $9,312-49.2% | $5,306-10.8% |