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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,339 | $176,105-20.9% | $159,474-12.6% | $167,536-16.8% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 14.11% | 331.91%-317.8pp | 263.68%-249.6pp | 478.82%-464.7pp |
| Employer contribution / active EE | $10,902 | $5,299+105.7% | $4,831+125.7% | $4,839+125.3% |
| Participant deferral / active EE | $4,639 | $7,751-40.2% | $7,353-36.9% | $6,342-26.9% |
| Admin fee / account holder | $5,467 | $12,559-56.5% | $10,802-49.4% | $12,315-55.6% |