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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,869 | $92,766+238.3% | $82,763+279.2% | $134,545+133.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -13.06% | 946.97%-960.0pp | 702.45%-715.5pp | 418.37%-431.4pp |
| Employer contribution / active EE | $8,682 | $3,273+165.2% | $3,008+188.6% | $4,742+83.1% |
| Participant deferral / active EE | $11,195 | $4,802+133.1% | $4,395+154.7% | $6,401+74.9% |
| Admin fee / account holder | $524 | $5,978-91.2% | $5,325-90.2% | $11,431-95.4% |