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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,400 | $107,368-89.4% | $92,915-87.7% | $152,909-92.5% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 36.98% | 145.64%-108.7pp | 109.45%-72.5pp | 345.46%-308.5pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,653-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $7,386 | $4,848+52.4% | $4,238+74.3% | $5,851+26.2% |
| Admin fee / account holder | $2,433 | $7,082-65.6% | $5,796-58.0% | $11,601-79.0% |