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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,210 | $111,535-49.6% | $105,223-46.6% | $137,256-59.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 17.46% | 237.85%-220.4pp | 180.65%-163.2pp | 220.34%-202.9pp |
| Employer contribution / active EE | $4,401 | $3,939+11.7% | $3,689+19.3% | $4,156+5.9% |
| Participant deferral / active EE | $5,959 | $5,500+8.3% | $5,072+17.5% | $6,407-7.0% |
| Admin fee / account holder | $13,943 | $9,721+43.4% | $8,859+57.4% | $12,270+13.6% |