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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,277 | $103,038-53.1% | $90,324-46.6% | $152,909-68.4% |
| Participation rate | 42.9% | 75.9%-33.0pp | 73.3%-30.4pp | 82.5%-39.6pp |
| Annual return | 28.45% | 95.25%-66.8pp | 78.15%-49.7pp | 345.46%-317.0pp |
| Employer contribution / active EE | $2,750 | $3,141-12.4% | $2,856-3.7% | $4,764-42.3% |
| Participant deferral / active EE | $8,779 | $4,282+105.0% | $3,885+126.0% | $5,851+50.0% |
| Admin fee / account holder | $7,278 | $6,177+17.8% | $5,356+35.9% | $11,601-37.3% |