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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,595 | $107,363-71.5% | $92,909-67.1% | $152,897-80.0% |
| Participation rate | 70.6% | 79.8%-9.2pp | 76.0%-5.4pp | 82.5%-11.9pp |
| Annual return | 23.33% | 145.63%-122.3pp | 109.44%-86.1pp | 345.43%-322.1pp |
| Employer contribution / active EE | $4,035 | $4,222-4.4% | $3,653+10.4% | $4,764-15.3% |
| Participant deferral / active EE | $0 | $4,848-100.0% | $4,238-100.0% | $5,851-100.0% |
| Admin fee / account holder | $332 | $7,082-95.3% | $5,795-94.3% | $11,599-97.1% |