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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,129 | $110,303+15.3% | $95,759+32.8% | $139,487-8.9% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 8.89% | 27.19%-18.3pp | 28.42%-19.5pp | 373.84%-365.0pp |
| Employer contribution / active EE | $1,446 | $3,261-55.7% | $2,836-49.0% | $4,755-69.6% |
| Participant deferral / active EE | $9,063 | $4,674+93.9% | $4,244+113.6% | $6,713+35.0% |
| Admin fee / account holder | $2,847 | $6,615-57.0% | $5,678-49.9% | $11,407-75.0% |