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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,231 | $133,998-62.5% | $112,263-55.3% | $134,545-62.7% |
| Participation rate | 66.7% | 78.6%-11.9pp | 75.1%-8.4pp | 81.2%-14.6pp |
| Annual return | -14.83% | 47.17%-62.0pp | 27.49%-42.3pp | 418.37%-433.2pp |
| Employer contribution / active EE | $1,514 | $4,040-62.5% | $3,636-58.4% | $4,742-68.1% |
| Participant deferral / active EE | $8,435 | $5,292+59.4% | $4,729+78.3% | $6,401+31.8% |
| Admin fee / account holder | $39,153 | $7,493+422.5% | $6,410+510.8% | $11,431+242.5% |