Retirement plan

VALLEY FRESH PRODUCE, INC. 401(K) PROFIT SHARING PLAN

Name: VALLEY FRESH PRODUCE, INC. - VALLEY FRESH PRODUCE, INC. 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: VALLEY FRESH PRODUCE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, VALLEY FRESH PRODUCE, INC. 401(K) PROFIT SHARING PLAN, VALLEY FRESH PRODUCE, INC.

VALLEY FRESH PRODUCE, INC.EIN 77-0529928Plan #001PY 2025

275-A KEARNEY - WATSONVILLE, CA 95076831-761-4590valleyfreshproduce.comLinkedIn11-50 employeeshealth, wellness and fitness

Prospect flagsLow returnsHigh assets / participant

How to read this page

Total assets (EOY)

$4.1M

+8.0% from 2024

Total participants

0.0% from 2024

Average account balance

$825,049

+8.0% from 2024

Annual return

4.63%

-10.70 pp from 2024

Benchmarks

See 11,179 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants<25

Cohort11,179 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.85M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$971K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$139K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$28K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.32%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$825,049

$199,109+314.4%

$173,730+374.9%

$154,746+433.2%

Participation rate

100.0%

82.8%+17.2pp

79.6%+20.4pp

80.7%+19.3pp

Annual return

4.63%

20.02%-15.4pp

19.96%-15.3pp

172.34%-167.7pp

Employer contribution / active EE

$19,719

$5,311+271.3%

$4,577+330.8%

$4,379+350.3%

Participant deferral / active EE

$6,280

$7,113-11.7%

$6,326-0.7%

$6,730-6.7%

Admin fee / account holder

$20,916-100.0%

$17,523-100.0%

$14,365-100.0%

VALLEY FRESH PRODUCE, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

VALLEY FRESH PRODUCE, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion