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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,293 | $50,947-17.0% | $74,551-43.3% | $64,173-34.1% |
| Participation rate | 58.0% | 61.1%-3.1pp | 69.1%-11.1pp | 69.6%-11.6pp |
| Annual return | -5.89% | -1.85%-4.0pp | 32.53%-38.4pp | 7.63%-13.5pp |
| Employer contribution / active EE | $1,030 | $1,115-7.6% | $1,961-47.5% | $2,381-56.7% |
| Participant deferral / active EE | $3,099 | $2,302+34.7% | $3,108-0.3% | $3,470-10.7% |
| Admin fee / account holder | $24 | $4,221-99.4% | $5,059-99.5% | $4,887-99.5% |