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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,186 | $78,707+17.1% | $117,861-21.8% | $70,126+31.5% |
| Participation rate | 97.9% | 73.2%+24.7pp | 79.7%+18.2pp | 69.5%+28.3pp |
| Annual return | 15.06% | 23.30%-8.2pp | 335.11%-320.0pp | 73.15%-58.1pp |
| Employer contribution / active EE | $5,520 | $2,223+148.2% | $3,786+45.8% | $2,343+135.6% |
| Participant deferral / active EE | $3,640 | $3,297+10.4% | $4,482-18.8% | $3,332+9.3% |
| Admin fee / account holder | $494 | $5,066-90.3% | $8,021-93.8% | $4,645-89.4% |