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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,067 | $217,432-18.6% | $185,849-4.7% | $167,536+5.7% |
| Participation rate | 80.0% | 86.1%-6.1pp | 81.7%-1.7pp | 82.1%-2.1pp |
| Annual return | 12.00% | 148.42%-136.4pp | 122.10%-110.1pp | 478.82%-466.8pp |
| Employer contribution / active EE | $14,254 | $5,875+142.6% | $5,169+175.8% | $4,839+194.6% |
| Participant deferral / active EE | $10,678 | $6,357+68.0% | $5,569+91.7% | $6,342+68.4% |
| Admin fee / account holder | $1,057 | $19,818-94.7% | $16,244-93.5% | $12,315-91.4% |