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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,486 | $133,998-16.1% | $112,263+0.2% | $134,545-16.4% |
| Participation rate | 85.7% | 78.6%+7.2pp | 75.1%+10.7pp | 81.2%+4.5pp |
| Annual return | -20.55% | 47.17%-67.7pp | 27.49%-48.0pp | 418.37%-438.9pp |
| Employer contribution / active EE | $3,840 | $4,040-5.0% | $3,636+5.6% | $4,742-19.0% |
| Participant deferral / active EE | $9,489 | $5,292+79.3% | $4,729+100.6% | $6,401+48.2% |
| Admin fee / account holder | $2,236 | $7,493-70.2% | $6,410-65.1% | $11,431-80.4% |