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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,228 | $61,356-55.6% | $149,696-81.8% | $71,511-61.9% |
| Participation rate | 37.9% | 62.5%-24.7pp | 78.8%-40.9pp | 67.9%-30.1pp |
| Annual return | 14.27% | 35.86%-21.6pp | 134.46%-120.2pp | 28.86%-14.6pp |
| Employer contribution / active EE | $954 | $2,382-59.9% | $4,821-80.2% | $2,589-63.1% |
| Participant deferral / active EE | $2,159 | $2,920-26.1% | $5,682-62.0% | $4,291-49.7% |
| Admin fee / account holder | $149 | $1,263-88.2% | $13,212-98.9% | $1,588-90.6% |