Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,114 | $45,343-15.9% | $150,298-74.6% | $67,986-43.9% |
| Participation rate | 36.9% | 51.9%-15.0pp | 77.8%-40.9pp | 57.2%-20.3pp |
| Annual return | 11.59% | 33.28%-21.7pp | 62.79%-51.2pp | 31.67%-20.1pp |
| Employer contribution / active EE | $1,168 | $1,462-20.1% | $4,154-71.9% | $2,019-42.1% |
| Participant deferral / active EE | $2,731 | $2,055+32.9% | $5,453-49.9% | $3,358-18.7% |
| Admin fee / account holder | $1,167 | $2,250-48.1% | $14,116-91.7% | $3,203-63.6% |