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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,201 | $110,337+79.6% | $102,383+93.6% | $145,877+35.9% |
| Participation rate | 57.1% | 77.9%-20.8pp | 74.5%-17.4pp | 80.3%-23.2pp |
| Annual return | 19.84% | 24.83%-5.0pp | 24.94%-5.1pp | 551.28%-531.4pp |
| Employer contribution / active EE | $2,208 | $4,216-47.6% | $3,870-42.9% | $4,663-52.6% |
| Participant deferral / active EE | $8,374 | $5,621+49.0% | $5,060+65.5% | $6,691+25.2% |
| Admin fee / account holder | $1,100 | $9,750-88.7% | $8,391-86.9% | $13,402-91.8% |