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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,406 | $96,678-81.0% | $86,640-78.8% | $139,466-86.8% |
| Participation rate | 22.2% | 74.4%-52.2pp | 71.7%-49.5pp | 80.3%-58.1pp |
| Annual return | 13.52% | 106.69%-93.2pp | 592.52%-579.0pp | 373.66%-360.1pp |
| Employer contribution / active EE | $905 | $3,265-72.3% | $3,024-70.1% | $4,754-81.0% |
| Participant deferral / active EE | $3,127 | $4,837-35.4% | $4,438-29.5% | $6,712-53.4% |
| Admin fee / account holder | $4,089 | $6,410-36.2% | $5,616-27.2% | $11,409-64.2% |