Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,943 | $86,341-67.6% | $125,195-77.7% | $65,186-57.1% |
| Participation rate | 27.0% | 75.3%-48.3pp | 79.8%-52.8pp | 70.2%-43.2pp |
| Annual return | 14.40% | 27.44%-13.0pp | 43.79%-29.4pp | 29.39%-15.0pp |
| Employer contribution / active EE | $0 | $2,040-100.0% | $3,866-100.0% | $2,177-100.0% |
| Participant deferral / active EE | $1,230 | $3,538-65.3% | $4,937-75.1% | $3,514-65.0% |
| Admin fee / account holder | $420 | $609-31.0% | $9,704-95.7% | $847-50.4% |