Retirement plan

T. JAMES WILLIAMS & CO. A.C. 401 (K) PROFIT SHARING RETIREMENT PLAN

Name: T. JAMES WILLIAMS & CO., A.C. - T. JAMES WILLIAMS & CO. A.C. 401 (K) PROFIT SHARING RETIREMENT PLAN (2020) Form 5500
Creator: T. JAMES WILLIAMS & CO., A.C.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, T. JAMES WILLIAMS & CO. A.C. 401 (K) PROFIT SHARING RETIREMENT PLAN, T. JAMES WILLIAMS & CO., A.C.

T. JAMES WILLIAMS & CO., A.C.EIN 77-0517988Plan #001PY 2020

7120 N WHITNEY SUITE 101 - FRESNO, CA 937200153559-322-9100

Prospect flagsLow returns

How to read this page

Total assets (EOY)

$475K

-16.0% from 2019

Total participants

0.0% from 2019

Average account balance

$237,584

-16.0% from 2019

Annual return

-23.81%

-49.71 pp from 2019

Benchmarks

See 120,756 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort120,756 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.17M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$584K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

200.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$64K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$64K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+20.59%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$20

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$90

$90 / participant

Other / not subdivided$90100.0%

% of EOY assets

0.019%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$237,584

$165,381+43.7%

$149,730+58.7%

$158,966+49.5%

Participation rate

100.0%

84.6%+15.4pp

82.5%+17.5pp

82.0%+18.0pp

Annual return

-23.81%

348.29%-372.1pp

276.70%-300.5pp

302.95%-326.8pp

Employer contribution / active EE

$30,508

$5,104+497.7%

$4,645+556.8%

$4,762+540.6%

Participant deferral / active EE

$13,770

$7,182+91.7%

$6,843+101.2%

$5,983+130.1%

Admin fee / account holder

$45

$10,809-99.6%

$9,310-99.5%

$11,250-99.6%

T. JAMES WILLIAMS & CO. A.C. 401 (K) PROFIT SHARING RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

T. JAMES WILLIAMS & CO. A.C. 401 (K) PROFIT SHARING RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion