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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,002 | $37,446-46.6% | $77,552-74.2% | $79,856-75.0% |
| Participation rate | 100.0% | 41.5%+58.5pp | 54.2%+45.8pp | 69.6%+30.4pp |
| Annual return | 14.19% | 39.76%-25.6pp | 54.82%-40.6pp | 31.71%-17.5pp |
| Employer contribution / active EE | $1,935 | $637+203.6% | $987+96.1% | $2,471-21.7% |
| Participant deferral / active EE | $867 | $1,261-31.3% | $1,861-53.4% | $3,741-76.8% |
| Admin fee / account holder | $410 | $2,506-83.6% | $2,859-85.6% | $5,306-92.3% |