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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,808 | $106,864-40.3% | $147,318-56.7% | $82,637-22.8% |
| Participation rate | 72.1% | 75.5%-3.4pp | 82.1%-9.9pp | 68.1%+4.1pp |
| Annual return | 26.32% | 27.49%-1.2pp | 70.43%-44.1pp | 53.51%-27.2pp |
| Employer contribution / active EE | $1,562 | $3,417-54.3% | $4,593-66.0% | $2,552-38.8% |
| Participant deferral / active EE | $8,691 | $6,496+33.8% | $7,906+9.9% | $4,126+110.6% |
| Admin fee / account holder | $12,446 | $8,415+47.9% | $13,708-9.2% | $7,339+69.6% |