Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,920 | $77,817-3.7% | $123,553-39.4% | $64,173+16.7% |
| Participation rate | 59.5% | 74.7%-15.3pp | 82.3%-22.8pp | 69.6%-10.1pp |
| Annual return | -4.89% | 12.49%-17.4pp | 119.21%-124.1pp | 7.63%-12.5pp |
| Employer contribution / active EE | $0 | $3,014-100.0% | $4,628-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $7,454 | $5,240+42.3% | $6,426+16.0% | $3,470+114.8% |
| Admin fee / account holder | $11,039 | $5,519+100.0% | $9,284+18.9% | $4,887+125.9% |