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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $439,096 | $148,629+195.4% | $135,982+222.9% | $139,487+214.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 20.75% | 79.33%-58.6pp | 68.32%-47.6pp | 373.84%-353.1pp |
| Employer contribution / active EE | $2,738 | $5,247-47.8% | $4,859-43.7% | $4,755-42.4% |
| Participant deferral / active EE | $5,033 | $8,102-37.9% | $7,760-35.1% | $6,713-25.0% |
| Admin fee / account holder | $1,453 | $12,406-88.3% | $10,767-86.5% | $11,407-87.3% |