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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $679,887 | $196,972+245.2% | $182,262+273.0% | $198,609+242.3% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 15.98% | 158.27%-142.3pp | 140.60%-124.6pp | 202.70%-186.7pp |
| Employer contribution / active EE | $5,456 | $5,364+1.7% | $5,046+8.1% | $5,055+7.9% |
| Participant deferral / active EE | $12,032 | $8,643+39.2% | $8,276+45.4% | $6,977+72.5% |
| Admin fee / account holder | $4,762 | $18,429-74.2% | $16,712-71.5% | $19,030-75.0% |