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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $474,810 | $148,623+219.5% | $135,974+249.2% | $139,466+240.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 15.05% | 79.30%-64.2pp | 68.30%-53.3pp | 373.66%-358.6pp |
| Employer contribution / active EE | $27,582 | $5,246+425.7% | $4,859+467.7% | $4,754+480.2% |
| Participant deferral / active EE | $12,000 | $8,103+48.1% | $7,760+54.6% | $6,712+78.8% |
| Admin fee / account holder | $304 | $12,406-97.5% | $10,767-97.2% | $11,409-97.3% |