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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,689 | $76,519+56.4% | $56,025+113.6% | $145,897-18.0% |
| Participation rate | 14.3% | 63.2%-48.9pp | 52.5%-38.2pp | 80.3%-66.0pp |
| Annual return | 20.92% | 3017.03%-2996.1pp | 1712.69%-1691.8pp | 552.29%-531.4pp |
| Employer contribution / active EE | $397 | $1,383-71.3% | $1,042-61.9% | $4,663-91.5% |
| Participant deferral / active EE | $2,082 | $2,624-20.7% | $1,955+6.5% | $6,689-68.9% |
| Admin fee / account holder | $244 | $3,331-92.7% | $2,828-91.4% | $13,390-98.2% |