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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,088 | $94,439+49.4% | $73,658+91.5% | $154,746-8.8% |
| Participation rate | 16.7% | 64.7%-48.0pp | 57.0%-40.4pp | 80.7%-64.0pp |
| Annual return | 3.38% | 28.25%-24.9pp | 29.72%-26.3pp | 172.34%-169.0pp |
| Employer contribution / active EE | $463 | $1,257-63.2% | $1,032-55.2% | $4,379-89.4% |
| Participant deferral / active EE | $2,430 | $2,527-3.9% | $2,062+17.8% | $6,730-63.9% |
| Admin fee / account holder | $96 | $3,843-97.5% | $3,357-97.1% | $14,365-99.3% |