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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,088 | $67,823+108.0% | $52,425+169.1% | $137,256+2.8% |
| Participation rate | 16.7% | 63.9%-47.2pp | 55.6%-39.0pp | 80.0%-63.3pp |
| Annual return | 3.38% | 219.11%-215.7pp | 302.12%-298.7pp | 220.34%-217.0pp |
| Employer contribution / active EE | $463 | $1,163-60.2% | $914-49.4% | $4,156-88.9% |
| Participant deferral / active EE | $2,430 | $2,288+6.2% | $1,790+35.7% | $6,407-62.1% |
| Admin fee / account holder | $96 | $2,844-96.6% | $2,495-96.2% | $12,270-99.2% |