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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,721 | $104,479+28.0% | $159,474-16.1% | $79,391+68.4% |
| Participation rate | 82.4% | 76.6%+5.7pp | 82.8%-0.5pp | 70.7%+11.6pp |
| Annual return | 51.25% | 67.98%-16.7pp | 263.68%-212.4pp | 116.88%-65.6pp |
| Employer contribution / active EE | $2,652 | $3,417-22.4% | $4,831-45.1% | $2,428+9.2% |
| Participant deferral / active EE | $10,345 | $6,468+59.9% | $7,353+40.7% | $4,046+155.7% |
| Admin fee / account holder | $8,676 | $711+1119.8% | $10,802-19.7% | $627+1284.8% |