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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,098 | $51,769-26.4% | $57,356-33.6% | $52,331-27.2% |
| Participation rate | 74.0% | 75.2%-1.2pp | 75.1%-1.0pp | 68.1%+5.9pp |
| Annual return | -1.37% | 2.43%-3.8pp | 24.41%-25.8pp | 4.54%-5.9pp |
| Employer contribution / active EE | $1,233 | $2,335-47.2% | $2,689-54.1% | $1,882-34.5% |
| Participant deferral / active EE | $4,469 | $2,794+60.0% | $3,162+41.3% | $3,022+47.9% |
| Admin fee / account holder | $558 | $295+89.3% | $3,357-83.4% | $592-5.7% |