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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $589,947 | $77,358+662.6% | $102,184+477.3% | $87,485+574.3% |
| Participation rate | 100.0% | 78.7%+21.3pp | 82.6%+17.4pp | 68.9%+31.1pp |
| Annual return | 21.79% | 41.11%-19.3pp | 31.58%-9.8pp | 26.06%-4.3pp |
| Employer contribution / active EE | $20,361 | $2,562+694.7% | $3,594+466.6% | $2,596+684.3% |
| Participant deferral / active EE | $18,953 | $6,753+180.7% | $8,309+128.1% | $4,274+343.5% |
| Admin fee / account holder | $4,914 | $6,809-27.8% | $11,609-57.7% | $7,775-36.8% |