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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,663 | $209,422-19.0% | $178,503-5.0% | $158,982+6.7% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 13.16% | 188.81%-175.6pp | 151.12%-138.0pp | 302.99%-289.8pp |
| Employer contribution / active EE | $10,101 | $5,707+77.0% | $5,011+101.6% | $4,763+112.1% |
| Participant deferral / active EE | $11,503 | $5,955+93.2% | $5,202+121.1% | $5,983+92.2% |
| Admin fee / account holder | $9,666 | $17,079-43.4% | $13,987-30.9% | $11,252-14.1% |